Refinance & Grow
Your Dental Practice

We help growth-focused dentists reduce debt and increase profitability.

At DDS Refinance, we are a reliable network of professionals with deep connections in the dental industry. Our expertise lies in understanding the unique financial needs of dentists and specialists. We leverage our network and industry knowledge to help you refinance your existing debt at a lower cost, which will save you money and increase your profit margin. We know that your time is valuable, so we have made our process as simple and efficient as possible.

A Finance Partner You Can Trust

Your dental practice is unique, and so are your financial needs. We provide a human touch, ensuring a seamless and transparent refinance process. Our focus is on making your life easier while improving your financial health, allowing you to focus on your patients and your practice. 

Our Refinance Process

We simplify the refinance process by matching you with industry experts who can negotiate on your behalf, lower your rates, and guide you through each step—saving you time, stress, and money.

1. Questionnaire

Complete the pre-qualification questionnaire (10 minutes)

2. Review

Within 24 hours, we’ll review your information and match you with a dental-specific lender – subject to approval

3. Refinance

Your lender will guide you through the refinance process to receive funding in as little as 30 days

Start Today

Take the first step toward a stronger financial future by filling out our pre-qualification application today.

This quick and simple process is designed to match you with the right dental-specific lender, potentially leading to lower-cost financing.

Pre-qualify Now

Pre-Qualify Step 1
Chris Vandiford and I have known each other for nearly twenty years. When I was a dental student with nothing but debt to my name, he helped me finance my first dental practice directly out of school… Then my second and third and fourth… Chris has always been one of the most important people for me to rely on and turn to when I needed access to capital for the next thing I tried in dentistry. He is still helping me to this day.”
– Dan Whittaker

Success Story

“As a young dentist, having a mentor who genuinely cares about helping me succeed is invaluable. There were many times during our process where I needed advice and I had Chris on the phone promptly making sure I was heading in the right direction. I cannot speak highly enough of the wonderful service I was provided.”

– Dr. Rohit Nezhad

FAQs

No, our pre-qualification questionnaire will not impact your credit score.

We are able to assist in refinancing dental practice acquisition loans and commercial real estate loans.

Being denied a pre-qualification is not a final rejection, but it means you don’t yet meet our lender’s preliminary lending criteria. We encourage you to apply again in six months.

Ready to Increase Your Profitability?

Don’t let high-interest debt hold your practice back. We are here to help you get a better rate and improve your cash flow, so you can focus on what you do best—delivering great patient care and growing your business.

  • Refinance your existing business and real estate debt.
  • Lower your monthly debt payments and save money.
  • Improve your practice’s profitability and cash flow. 
  • Get access to a reliable network of financial professionals.

Pre-qualify Today!

Pre-Qualify Step 1

The Story

When Rohit came to us, he was not only looking to acquire a practice but also had the vision to build a brand-new, state-of-the-art dental office from the ground up. We were able to secure financing tailored to his unique needs—covering both the acquisition and a custom loan package for his new building. The terms allowed him to expand operatories and scale his business in a sustainable way, without being overburdened by debt. Today, he’s practicing in a large, modern facility designed to support his growth for years to come.